Last Updated: April 1, 2024

Effective for: Massive & Company, LLC and SageWise, collectively referred to as “SageWise”, the owner and operator of the SageWise digital properties including https://sagewise.net and associated subdomains (such as fe.sagewise.net).

We respect and prioritize your privacy. This Privacy Policy outlines how SageWise collects, uses, shares, and safeguards your personal information. By using our websites or services, you consent to the practices described here.

1. Information We Collect

We collect both personally identifiable and non-identifiable information to better serve your needs.

Types of information include: Contact details (name, email, ZIP code); browsing behavior and interactions with our ads and emails; data from cookies, web beacons, pixels, and similar technologies; information from third-party partners and public databases (such as property data or demographics).

2. How We Use Your Information

Your data helps us deliver requested insurance quotes or services; provide tailored offers and marketing communications; personalize user experience and site content; conduct research, analytics, and service improvements; detect fraud and comply with legal or regulatory obligations; and enforce our Terms and Conditions.

3. How We Share Your Information

We do not sell your personal data. We may share it with:
• Authorized service providers (hosting, analytics, email distribution)
• Business partners if you express interest in their products
• Insurance providers when you request a quote or click to learn more
• Direct marketers where legally permitted, with opt-out rights
• Affiliates across SageWise entities

We may also disclose information for legal compliance, protection of rights or safety, fraud prevention, and during mergers, acquisitions, or similar business transitions.

4. Advertising and Tracking

We and our partners use cookies, pixels, and tracking technologies to deliver personalized ads. These technologies may collect non-personal data such as browser type, visit duration, and ad engagement. Opt-out options are available through the Network Advertising Initiative.

5. Your Choices & Access

You may update or delete your data by contacting [email protected]. You can opt out of marketing emails via the unsubscribe link in each email (processing may take up to 10 business days).

You may also request data deletion, subject to regulatory or operational requirements. We retain data only as long as needed for business, legal, and security purposes.

6. Data Security

We implement physical, electronic, and procedural safeguards to protect your data. While no system is completely secure, we follow industry best practices to reduce risk.

7. California Privacy Rights (CCPA)

California residents can request details about categories of personal information shared in the past year, who it was shared with, and for what purpose. Send requests to [email protected].

Full CCPA details are available here.

8. Children’s Privacy

SageWise websites and services are intended for users aged 18 and older. We do not knowingly collect data from minors.

9. International Users

If you access our services from outside the U.S., you consent to your data being processed in the United States, where privacy laws may differ from those in your region.

10. GDPR for EU Residents

EU residents have rights including access, correction, deletion, restriction, objection, portability, and filing complaints with a local data authority. Our legal bases include consent, contractual necessity, legal compliance, and legitimate interests such as fraud prevention, analytics, and marketing.

11. Third-Party Links

Our websites may link to third-party sites that operate independently and maintain their own privacy policies. We recommend reviewing them separately.

12. Changes to This Policy

We may update this Privacy Policy periodically. Check the “Last Updated” date above for revisions. Continued use of our services confirms acceptance.

13. Contact Us

• Email: [email protected]
• Hours: Monday–Friday, 9:00 AM to 7:00 PM EST